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January 2009 New Year Newsletter
In the midst of an economic downturn, consumer debt is increasing and has become a problem not only for consumers, but debt collectors as well. Collectors financially rely on delinquent accounts being paid in full, but when debtors cannot afford to pay what is due, collection agencies can become aggressive in their tactics to collect....{read more}
Each year 45 percent of us vow to change our life in different ways and make one or more resolutions on January 1, according to the U.S. Consensus. The resolutions are usually consistent across the board: spend more time with family and friends, exercise more, quit smoking and even get out of debt. In fact, of these resolution makers, 34 percent make money related resolutions....{read more}